After you fill in the insurance form, you have to pay a small fee every month in order to cover your dog’s health. So, if your dog becomes sick and needs medical attention, then the insurance company will take care of all the medical expenses. You can get these forms in the veterinary hospitals or find them online.
I wish this article could have a ‘happy ending’, but like many things in life, it doesn’t. While her insurance company has picked up a massive amount of charges, out of pocket bills from various doctors, imaging centers, and labs continue to trickle in every day. (The stack is literally 2 1/2″ high so far.) The tab runs into the thousands of dollars, and there is, frankly, no way that she can afford to pay them. The last I had heard, she had been told that after three months of contact from the time that collection agencies get involved with these bills, they will be dropped. She won’t be hassled because these groups apparently anticipate that most patients will not or cannot pay their out of pocket charges. I’ve never heard that before, and I guess only time will tell if this is really true.
Auto insurance and health insurance are for two entirely different purposes. Auto insurance is required to protect the public from our exercise of our PRIVILEGE to operate a vehicle on the state roads. If one owns 1000 acres and has a tractor, are they required to have insurance? If they have a “Farm use only” vehicle, even a regular old truck let’s say, as long as the vehicle is only used on the farm, there is NO REQUIREMENT for insurance. As long as the vehicle is never put on a state road the state cannot require ya to insure the vehicle.
Storage: Here’s the fun part of the office. First, or course, you’ll need to consider what you’re storing and plan accordingly. Are you going to have a lot of papers? An inventory of products? Reference books and manuals? Art or drawing supplies? Consider filing cabinets, bookshelves, and plastic drawers. An old dresser can be a wonderful storage space for products and papers, and is a cheap alternative to fancy bookshelves. Installing stand-alone shelves on the wall above your desk will not only save space but will also save money.
My subscribers know that I harp on not giving out their social security numbers on the Internet. Hordes of sites claim they need your social security number to give you a average home insurance in nj quote. This is not true! They need your social security number to steal your identity, not to give you a home insurance quote.
So, you know that you have to have insurance on your home. But that doesn’t mean that you can afford to pay costly rates to protect your property. After all, everyone has to live within a certain budget, and usually there isn’t room for much extra. So how can you safely insure all your property and still afford to live on your property?
Install burglar alarms or subscribe to a home monitoring service. Anything that can slow down a thief who is contemplating breaking into a house is a plus for the insurance company. They will reduce your premium if you can prove that you have an adequate system installed.
Loss (d) would not be covered by Policy A, because the loss occurred prior to the term of the policy. However, it would be covered by Policy B, because the loss occurred after the retroactive date, and the claim was submitted within the policy term. Thus, Loss (d) would be covered by Policy B, but not by Policy A.
Tenant insurance is required as should anything happen to the rented property the insurance company will not cover unless damage was because of the owner.